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36 relations: Bankruptcy, Bond (finance), Car finance, Collateral (finance), Consumer debt, Credit card debt, Credit counseling, Creditor, Debt, Debt relief, Debt settlement, Debtor, Default (finance), Equity (finance), Federal student loan consolidation, Financial institution, Fiscal policy, Government debt, Home equity line of credit, Household debt, Income tax, Insolvency, Interest, Interest rate, Loan, Money, Mortgage loan, National Insurance, Outline of finance, Personal bankruptcy, Refinancing, Second mortgage, Secured loan, Student loan, United States Department of Education, Unsecured debt.
Bankruptcy
Bankruptcy is a legal status of a person or other entity that cannot repay debts to creditors.
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Bond (finance)
In finance, a bond is an instrument of indebtedness of the bond issuer to the holders.
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Car finance
The subject of car finance comprises the different financial products which allows someone to acquire a car with any arrangement other than a single lump payment.
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Collateral (finance)
In lending agreements, collateral is a borrower's pledge of specific property to a lender, to secure repayment of a loan.
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Consumer debt
In economics, consumer debt is the amount owed by consumers, as opposed to that of businesses or governments.
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Credit card debt
Credit card debt is an example of unsecured consumer debt, accessed through credit cards.
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Credit counseling
Credit counseling (known in the United Kingdom as Debt counselling) is commonly a process that is used to help individual debtors with debt settlement through education, budgeting and the use of a variety of tools with the goal to reduce and ultimately eliminate debt.
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Creditor
A creditor is a party (for example, person, organization, company, or government) that has a claim on the services of a second party.
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Debt
Debt is when something, usually money, is owed by one party, the borrower or debtor, to a second party, the lender or creditor.
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Debt relief
Debt relief or debt cancellation is the partial or total forgiveness of debt, or the slowing or stopping of debt growth, owed by individuals, corporations, or nations.
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Debt settlement
Debt settlement, also known as debt arbitration, debt negotiation or credit settlement, is an approach to debt reduction in which the debtor and creditor agree on a reduced balance that will be regarded as payment in full.
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Debtor
A debtor is an entity that owes a debt to another entity.
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Default (finance)
In finance, default is failure to meet the legal obligations (or conditions) of a loan, for example when a home buyer fails to make a mortgage payment, or when a corporation or government fails to pay a bond which has reached maturity.
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Equity (finance)
In accounting, equity (or owner's equity) is the difference between the value of the assets and the value of the liabilities of something owned.
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Federal student loan consolidation
In the United States, the Federal Direct Student Loan Program (FDLP) includes consolidation loans that allow students to consolidate Stafford Loans, PLUS Loans, and Federal Perkins Loans into one single debt.
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Financial institution
Financial institutions, otherwise known as banking institutions, are corporations which provide services as intermediaries of financial markets.
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Fiscal policy
In economics and political science, fiscal policy is the use of government revenue collection (mainly taxes) and expenditure (spending) to influence the economy.
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Government debt
Government debt (also known as public interest, public debt, national debt and sovereign debt) is the debt owed by a government.
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Home equity line of credit
A home equity line of credit (often called HELOC, pronounced Hee-lock) is a loan in which the lender agrees to lend a maximum amount within an agreed period (called a term), where the collateral is the borrower's equity in his/her house (akin to a second mortgage).
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Household debt
Household debt is defined as the combined debt of all people in a household.
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Income tax
An income tax is a tax imposed on individuals or entities (taxpayers) that varies with respective income or profits (taxable income).
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Insolvency
Insolvency is the state of being unable to pay the money owed, by a person or company, on time; those in a state of insolvency are said to be insolvent.
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Interest
Interest is payment from a borrower or deposit-taking financial institution to a lender or depositor of an amount above repayment of the principal sum (i.e., the amount borrowed), at a particular rate.
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Interest rate
An interest rate is the amount of interest due per period, as a proportion of the amount lent, deposited or borrowed (called the principal sum).
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Loan
In finance, a loan is the lending of money by one or more individuals, organizations, and/or other entities to other individuals, organizations etc.
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Money
Money is any item or verifiable record that is generally accepted as payment for goods and services and repayment of debts in a particular country or socio-economic context.
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Mortgage loan
A mortgage loan, or simply mortgage, is used either by purchasers of real property to raise funds to buy real estate, or alternatively by existing property owners to raise funds for any purpose, while putting a lien on the property being mortgaged.
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National Insurance
National Insurance (NI) is a tax system in the United Kingdom paid by workers and employers for funding state benefits.
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Outline of finance
The following outline is provided as an overview of and topical guide to finance: Finance – addresses the ways in which individuals and organizations raise and allocate monetary resources over time, taking into account the risks entailed in their projects.
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Personal bankruptcy
Personal bankruptcy law allows, in certain jurisdictions, an individual to be declared bankrupt.
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Refinancing
Refinancing is the replacement of an existing debt obligation with another debt obligation under different terms.
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Second mortgage
A second mortgage is a lien on a property which is subordinate to a more senior mortgage or loan.
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Secured loan
A secured loan, is a loan in which the borrower pledges some asset (e.g. a car or property) as collateral for the loan, which then becomes a secured debt owed to the creditor who gives the loan.
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Student loan
A student loan is a type of loan designed to help students pay for post-secondary education and the associated fees, such as tuition, books and supplies, and living expenses.
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United States Department of Education
The United States Department of Education (ED or DoED), also referred to as the ED for (the) Education Department, is a Cabinet-level department of the United States government.
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Unsecured debt
In finance, unsecured debt refers to any type of debt or general obligation that is not protected by a guarantor, or collateralized by a lien on specific assets of the borrower in the case of a bankruptcy or liquidation or failure to meet the terms for repayment.
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Redirects here:
Consolidation loan, Credit Consolidation, Credit card consolidation.
References
[1] https://en.wikipedia.org/wiki/Debt_consolidation
