72 relations: American Bankers Association, Anti-competitive practices, Bank run, Barbara Mikulski, Basel Accords, Basel Committee on Banking Supervision, Basel I, Basel II, Basel IV, Basis point, Ben Cardin, Bloomberg Businessweek, Capital requirement, Capital Requirements Regulation 2013, Chris Van Hollen, Clearing house (finance), Common equity, Congressional Research Service, Corporate bond, Credit rating, Credit valuation adjustment, Dodd–Frank Wall Street Reform and Consumer Protection Act, Elijah Cummings, European Commission, European Union, Exposure at default, Externality, Federal Deposit Insurance Corporation, Federal Reserve Board of Governors, Federal Reserve System, Financial crisis of 2007–2008, Financial regulation, Financial Services Roundtable, Full Faith and Credit Clause, Haircut (finance), Independent Community Bankers of America, Institute of International Finance, Leverage (finance), Liquidity risk, List of bank stress tests, Lobbying, Loss given default, Macroprudential regulation, Market liquidity, Model risk, Moody's Investors Service, Net stable funding ratio, OECD, Operational risk, Operational risk management, ..., Parallel adoption, Probability of default, Procyclical and countercyclical variables, Reuters, Risk-weighted asset, Robert Reich, Sampling error, Scenario analysis, Securities Industry and Financial Markets Association, Standard & Poor's, Stress test (financial), Systemic risk, Systemically important financial institution, Think tank, Tier 1 capital, Tier 2 capital, Too big to fail, United States House of Representatives, United States housing bubble, Washington, D.C., World Pensions & Investments Forum, Yield spread. Expand index (22 more) »
American Bankers Association
The American Bankers Association (ABA) is a Washington, D.C.-based trade association for the U.S. banking industry.
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Anti-competitive practices
Anti-competitive practices are business, government or religious practices that prevent or reduce competition in a market (see restraint of trade).
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Bank run
A bank run (also known as a run on the bank) occurs when a large number of people withdraw their money from a bank, because they believe the bank may cease to function in the near future.
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Barbara Mikulski
Barbara Ann Mikulski (born July 20, 1936) is an American politician who served as a United States Senator from Maryland from 1987 to 2017.
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Basel Accords
The Basel Accords (see alternative spellings below) refer to the banking supervision Accords (recommendations on banking regulations)—Basel I, Basel II and Basel III—issued by the Basel Committee on Banking Supervision (BCBS).
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Basel Committee on Banking Supervision
The Basel Committee on Banking Supervision (BCBS) is a committee of banking supervisory authorities that was established by the central bank governors of the Group of Ten countries in 1974.
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Basel I
Basel I is the round of deliberations by central bankers from around the world, and in 1988, the Basel Committee on Banking Supervision (BCBS) in Basel, Switzerland, published a set of minimum capital requirements for banks.
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Basel II
Basel II is the second of the Basel Accords, (now extended and partially superseded by Basel III), which are recommendations on banking laws and regulations issued by the Basel Committee on Banking Supervision.
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Basel IV
Basel IV is a contested term used to describe the changes agreed in 2016 and 2017 to the international banking standards known as the Basel Accords; regulators argue that these changes are simply completing the Basel III reforms, agreed in principle in 2010-11, although most of the Basel III reforms were agreed in detail at that time.
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Basis point
A basis point (often denoted as bp, often pronounced as "bip" or "beep") is (a difference of) one hundredth of a percent or equivalently one ten thousandth.
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Ben Cardin
Benjamin Louis Cardin (born October 5, 1943) is an American politician serving as the senior United States Senator from Maryland, first elected to that seat in 2006.
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Bloomberg Businessweek
Bloomberg Businessweek is an American weekly business magazine published by Bloomberg L.P. Businessweek was founded in 1929.
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Capital requirement
Capital requirement (also known as regulatory capital or capital adequacy) is the amount of capital a bank or other financial institution has to hold as required by its financial regulator.
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Capital Requirements Regulation 2013
The Capital Requirements Regulation is an EU law that aims to decrease the likelihood that banks go insolvent.
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Chris Van Hollen
Christopher Van Hollen Jr. (born January 10, 1959) is an American politician serving as the junior United States Senator from Maryland since January 3, 2017.
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Clearing house (finance)
A clearing house is a financial institution formed to facilitate the exchange (i.e., clearance) of payments, securities, or derivatives transactions.
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Common equity
Common equity is the amount that all common shareholders have invested in a company.
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Congressional Research Service
The Congressional Research Service (CRS), known as Congress's think tank, is a public policy research arm of the United States Congress.
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Corporate bond
A corporate bond is a bond issued by a corporation in order to raise financing for a variety of reasons such as to ongoing operations, M&A, or to expand business.
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Credit rating
A credit rating is an evaluation of the credit risk of a prospective debtor (an individual, a business, company or a government), predicting their ability to pay back the debt, and an implicit forecast of the likelihood of the debtor defaulting.
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Credit valuation adjustment
Credit valuation adjustment (CVA) is the difference between the risk-free portfolio value and the true portfolio value that takes into account the possibility of a counterparty’s default.
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Dodd–Frank Wall Street Reform and Consumer Protection Act
The Dodd–Frank Wall Street Reform and Consumer Protection Act (commonly referred to as Dodd–Frank) was signed into United States federal law by US President Barack Obama on July 21, 2010.
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Elijah Cummings
Elijah Eugene Cummings (born January 18, 1951) is an American politician and the U.S. Representative for, serving since 1996.
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European Commission
The European Commission (EC) is an institution of the European Union, responsible for proposing legislation, implementing decisions, upholding the EU treaties and managing the day-to-day business of the EU.
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European Union
The European Union (EU) is a political and economic union of EUnum member states that are located primarily in Europe.
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Exposure at default
Exposure at default or (EAD) is a parameter used in the calculation of economic capital or regulatory capital under Basel II for a banking institution.
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Externality
In economics, an externality is the cost or benefit that affects a party who did not choose to incur that cost or benefit.
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Federal Deposit Insurance Corporation
The Federal Deposit Insurance Corporation (FDIC) is a United States government corporation providing deposit insurance to depositors in U.S. commercial banks and savings institutions.
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Federal Reserve Board of Governors
The Board of Governors of the Federal Reserve System, commonly known as the Federal Reserve Board, is the main governing body of the Federal Reserve System.
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Federal Reserve System
The Federal Reserve System (also known as the Federal Reserve or simply the Fed) is the central banking system of the United States of America.
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Financial crisis of 2007–2008
The financial crisis of 2007–2008, also known as the global financial crisis and the 2008 financial crisis, is considered by many economists to have been the worst financial crisis since the Great Depression of the 1930s.
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Financial regulation
Financial regulation is a form of regulation or supervision, which subjects financial institutions to certain requirements, restrictions and guidelines, aiming to maintain the integrity of the financial system.
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Financial Services Roundtable
The Financial Services Roundtable (FSR) is an American financial services lobbying and advocacy organization, located in Washington, D.C..
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Full Faith and Credit Clause
Article IV, Section 1 of the United States Constitution, known as the "Full Faith and Credit Clause", addresses the duties that states within the United States have to respect the "public acts, records, and judicial proceedings of every other state." According to the Supreme Court, there is a difference between the credit owed to laws (i.e. legislative measures and common law) as compared to the credit owed to judgments.
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Haircut (finance)
In finance, a haircut is the difference between the market value of an asset used as loan collateral and the value ascribed to that asset when used as collateral for that loan (i.e. an ascribed (nominal) reduction to the value of that asset, when it is used as collateral).
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Independent Community Bankers of America
The Independent Community Bankers of America (ICBA) is the primary trade group for small U.S. banks.
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Institute of International Finance
The Institute of International Finance, Inc. (IIF) is a global association or trade group of financial institutions.
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Leverage (finance)
In finance, leverage (sometimes referred to as gearing in the United Kingdom and Australia) is any technique involving the use of borrowed funds in the purchase of an asset, with the expectation that the after tax income from the asset and asset price appreciation will exceed the borrowing cost.
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Liquidity risk
Liquidity risk is a financial risk that for a certain period of time a given financial asset, security or commodity cannot be traded quickly enough in the market without impacting the market price.
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List of bank stress tests
Regulators devise hypothetical future adverse economic scenarios to test banks known as stress tests.
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Lobbying
Lobbying, persuasion, or interest representation is the act of attempting to influence the actions, policies, or decisions of officials in their daily life, most often legislators or members of regulatory agencies.
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Loss given default
Loss given default or LGD is the share of an asset that is lost if a borrower defaults.
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Macroprudential regulation
Macroprudential regulation is the approach to financial regulation that aims to mitigate risk to the financial system as a whole (or "systemic risk").
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Market liquidity
In business, economics or investment, market liquidity is a market's feature whereby an individual or firm can quickly purchase or sell an asset without causing a drastic change in the asset's price.
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Model risk
In finance, model risk is the risk of loss resulting from using insufficiently accurate models to make decisions, originally and frequently in the context of valuing financial securities.
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Moody's Investors Service
Moody's Investors Service, often referred to as Moody's, is the bond credit rating business of Moody's Corporation, representing the company's traditional line of business and its historical name.
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Net stable funding ratio
During the financial crisis of 2007–2008, several banks, including the UK's Northern Rock and the U.S. investment banks Bear Stearns and Lehman Brothers, suffered a liquidity crisis, due to their over-reliance on short-term wholesale funding from the interbank lending market.
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OECD
The Organisation for Economic Co-operation and Development (OECD; Organisation de coopération et de développement économiques, OCDE) is an intergovernmental economic organisation with 35 member countries, founded in 1961 to stimulate economic progress and world trade.
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Operational risk
Operational risk is "the risk of a change in value caused by the fact that actual losses, incurred for inadequate or failed internal processes, people and systems, or from external events (including legal risk), differ from the expected losses".
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Operational risk management
The term operational risk management (ORM) is defined as a continual cyclic process which includes risk assessment, risk decision making, and implementation of risk controls, which results in acceptance, mitigation, or avoidance of risk.
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Parallel adoption
Parallel adoption is a method for transferring between a previous (IT) system to a target (IT) system in an organization.
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Probability of default
Probability of default (PD) is a financial term describing the likelihood of a default over a particular time horizon.
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Procyclical and countercyclical variables
Procyclical and countercyclical variables are variables that fluctuate in a way that is respectively positively or negatively correlated with fluctuations in gross domestic product (GDP).
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Reuters
Reuters is an international news agency headquartered in London, United Kingdom.
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Risk-weighted asset
Risk-weighted asset (also referred to as RWA) is a bank's assets or off-balance-sheet exposures, weighted according to risk.
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Robert Reich
Robert Bernard Reich (born June 24, 1946) is an American political commentator, professor, and author.
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Sampling error
In statistics, sampling error is incurred when the statistical characteristics of a population are estimated from a subset, or sample, of that population.
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Scenario analysis
Scenario analysis is a process of analyzing possible future events by considering alternative possible outcomes (sometimes called "alternative worlds").
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Securities Industry and Financial Markets Association
The Securities Industry and Financial Markets Association (SIFMA) is a United States industry trade group representing securities firms, banks, and asset management companies.
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Standard & Poor's
Standard & Poor's Financial Services LLC (S&P) is an American financial services company.
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Stress test (financial)
A stress test, in financial terminology, is an analysis or simulation designed to determine the ability of a given financial instrument or financial institution to deal with an economic crisis.
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Systemic risk
In finance, systemic risk is the risk of collapse of an entire financial system or entire market, as opposed to risk associated with any one individual entity, group or component of a system, that can be contained therein without harming the entire system.
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Systemically important financial institution
A systemically important financial institution (SIFI) or systemically important bank (SIB) is a bank, insurance company, or other financial institution whose failure might trigger a financial crisis.
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Think tank
A think tank, think factory or policy institute is a research institute/center and organisation that performs research and advocacy concerning topics such as social policy, political strategy, economics, military, technology, and culture.
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Tier 1 capital
Tier 1 capital is the core measure of a bank's financial strength from a regulator's point of view.
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Tier 2 capital
Tier 2 capital, or supplementary capital, includes a number of important and legitimate constituents of a bank's capital requirement.
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Too big to fail
The "too big to fail" theory asserts that certain corporations, particularly financial institutions, are so large and so interconnected that their failure would be disastrous to the greater economic system, and that they therefore must be supported by government when they face potential failure.
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United States House of Representatives
The United States House of Representatives is the lower chamber of the United States Congress, the Senate being the upper chamber.
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United States housing bubble
The United States housing bubble was a real estate bubble affecting over half of the U.S. states.
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Washington, D.C.
Washington, D.C., formally the District of Columbia and commonly referred to as Washington or D.C., is the capital of the United States of America.
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World Pensions & Investments Forum
The World Pensions & Investments Forum is a research and policy-oriented conference organised by the World Pensions Council (WPC), also known as the International Association of Pension Funds (IAPF), in partnership with regional and supranational organisations, large public and private institutional investors from G10 countries, the emerging nations of Eastern Europe, Latin America, Asia and the MENA area.
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Yield spread
In finance, the yield spread or credit spread is the difference between the quoted rates of return on two different investments, usually of different credit qualities but similar maturities.
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Redirects here:
Basel 2.5, Basel 3, Basel 3 accords, Basel III accords, Basle 3, Basle iii.
References
[1] https://en.wikipedia.org/wiki/Basel_III