210 relations: Acceptance mark, Acquiring bank, Addressograph, Adjustable-rate mortgage, Affinity credit card, Airlines for America, Amazon (company), American Airlines, American Express, Annual percentage rate, Arbitration, ATM card, Australia, Authorization hold, Automated teller machine, Balance transfer, Bank of America, Bankcard, Bankruptcy, Barclaycard, Basis point, Battlestar Galactica: The Second Coming, Betty Furness, Blacklight, Breakage, Bruce Kovner, Card, Card not present transaction, Card security code, Carl Levin, Carte Bleue, Cash, Cash advance, Cashback reward program, Caxton Associates, Celluloid, Charge card, Charge-off, Chargeback, Chargeback fraud, Cheque, Cisco Systems, Citibank, Citizen's dividend, Clerks, Commission (remuneration), Compulsive buying disorder, Consumer, Consumer organization, Controlled payment number, ..., Counterfeit, Credit bureau, Credit card, Credit CARD Act of 2009, Credit card fraud, Credit card hijacking, Credit card interest, Credit history, Credit rating agency, Credit risk, Debit card, Debit card cashback, Debt, Debt collection, Dee Hock, Deposit account, Diabetes mellitus, Digital card, Digital currency, Diners Club International, Discover Card, Dog tag, Dragons' Den, Dynamic currency conversion, E-commerce, Edward Bellamy, Electronics, EMV, Entrepreneurship, Entrust Bankcard Company, Equifax, Eurocard (payment card), Exonumia, Expense, Experian, Fair Credit Billing Act, Fair Credit Reporting Act, Federal Bureau of Investigation, Federal Trade Commission, Fiber, Financial Consumer Agency of Canada, Financial management, First Premier Bank, Floor limit, Forgery, France, Frequent-flyer program, Fresno, California, Fundraising, Glass–Steagall legislation, Goods, Goods and services, Google, Handwriting, Hard disk drive, Hollywood Shuffle, Holography, Home equity, Identity theft, Interchange fee, Interest, Interest rate, International Air Transport Association, International Card Manufacturers Association, Internet fraud, Introductory rate, Ireland, ISO/IEC 7812, ISO/IEC 7813, ISO/IEC JTC 1/SC 17/WG 1, Issuing bank, James Caan (entrepreneur), Japan, JCB Co., Ltd., JPMorgan Chase, Kevin Smith, Larry Page, Late fee, Legal liability, Legislator, Leonard Bosack, Life (magazine), Line of credit, Loan, Lonely Planet, Looking Backward, Loyalty program, Magnetic stripe card, Mail order, Mastercard, Merchant, Merchant account, Metal, Money (magazine), Monopoly, National Retail Federation, Numismatics, Office of Fair Trading, Office of the Comptroller of the Currency, Offshore credit card, Online and offline, Online banking, Operating cost, Optoutprescreen.com, Payday loan, Payment card, Payment Card Industry Data Security Standard, Payment Card Industry Security Standards Council, Payment card number, Payment processor, Payment terminal, PDF, Personal identification number, Point of sale, Polyvinyl chloride, Portfolio (finance), Profit margin, Radio-frequency identification, Receipt, Reimbursement, Revolving account, Revolving credit, Richard Hatch (actor), Robert Townsend (actor), Sandy Lerner, Savings account, Schumer box, Sergey Brin, Service (economics), Settlement (litigation), Slate (magazine), Smart card, Stoozing, Stored-value card, Tax, Telephone card, Telephone token, The Everything Card, The New York Times, Trailing interest, Transport Layer Security, TransUnion, Truth in Lending Act, Tuition payments, Typewriter ribbon, U.S. Immigration and Customs Enforcement, UK Payments Administration, Unfair Terms in Consumer Contracts Regulations 1999, UnionPay, United Kingdom, United States, United States Congress, United States Postal Inspection Service, United States Secret Service, Universal Air Travel Plan, Universal default, Usury, Visa Inc., Walmart, Watermark. Expand index (160 more) » « Shrink index
An acceptance mark, in respect of credit cards, is a logo or design that indicates which card schemes an automated teller machine or merchant accepts.
An acquiring bank (also known simply as an acquirer) is a bank or financial institution that processes credit or debit card payments on behalf of a merchant.
An addressograph is an address labeler and labeling system.
A variable-rate mortgage, adjustable-rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit markets.
An affinity credit card program allows an organization to offer its members and supporters—those who have an "affinity" for that organization—a credit card branded with the organization's brand and imagery.
Airlines for America (A4A), formerly known as Air Transport Association of America (ATA), is an American trade association and lobbying group based in Washington, D.C. that represents the largest airlines.
Amazon.com, Inc., doing business as Amazon, is an American electronic commerce and cloud computing company based in Seattle, Washington that was founded by Jeff Bezos on July 5, 1994.
American Airlines, Inc. (AA) is a major United States airline headquartered in Fort Worth, Texas, within the Dallas-Fort Worth metroplex.
The American Express Company, also known as Amex, is an American multinational financial services corporation headquartered in Three World Financial Center in New York City.
The term annual percentage rate of charge (APR), corresponding sometimes to a nominal APR and sometimes to an effective APR (or EAPR), is the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, etc.
Arbitration, a form of alternative dispute resolution (ADR), is a way to resolve disputes outside the courts.
An ATM card is a payment card or dedicated payment card le card issued by a financial institution which enables a customer to access automated teller machines (ATMs).
Australia, officially the Commonwealth of Australia, is a sovereign country comprising the mainland of the Australian continent, the island of Tasmania and numerous smaller islands.
Authorization hold (also card authorization, preauthorization, or preauth) is the practice within the banking industry of verifying electronic transactions initiated with a debit card or credit card and rendering this balance as unavailable until either the merchant clears the transaction, also called settlement, or the hold "falls off." In the case of debit cards, authorization holds can fall off the account, thus rendering the balance available again, anywhere from one to eight business days after the transaction date, depending on the bank's policy.
An automated teller machine (ATM) is an electronic telecommunications device that enables customers of financial institutions to perform financial transactions, such as cash withdrawals, deposits, transfer funds, or obtaining account information, at any time and without the need for direct interaction with bank staff.
A balance transfer is the transfer of (part of) the balance (either of money or credit) in an account to another account, often held at another institution.
Bank of America Corporation (abbreviated as BofA) is an American multinational financial services company headquartered in Charlotte, North Carolina.
Bankcard was a shared brand credit card issued by financial institutions in Australia and New Zealand between 1974 and 2006.
Bankruptcy is a legal status of a person or other entity that cannot repay debts to creditors.
Barclaycard (stylized as barclaycard) is a multinational credit card and payment services provider, and a division of Barclays plc.
A basis point (often denoted as bp, often pronounced as "bip" or "beep") is (a difference of) one hundredth of a percent or equivalently one ten thousandth.
Battlestar Galactica: The Second Coming is a 1999 science-fiction action film.
Elizabeth Mary Furness (January 3, 1916 – April 2, 1994) was an American actress, consumer advocate, and current affairs commentator.
A blacklight (or often black light), also referred to as a UV-A light, Wood's lamp, or simply ultraviolet light, is a lamp that emits long-wave (UV-A) ultraviolet light and not much visible light.
Breakage is a term used in telecommunications and accounting to indicate any type of service which is unused by the customer.
Bruce Stanley Kovner (born 1945) is an American investor, hedge fund manager, and philanthropist.
Card may refer to.
A card not present transaction (CNP, MO/TO, Mail Order / Telephone Order, MOTOEC) is a payment card transaction made where the cardholder does not or cannot physically present the card for a merchant's visual examination at the time that an order is given and payment effected.
A card security code (CSC; also called card verification data, card verification number, card verification value, card verification value code, card verification code, verification code, or signature panel code) is a security feature for "card not present" payment card transactions instituted to reduce the incidence of credit card fraud.
Carl Milton Levin (born June 28, 1934) is an American attorney and retired politician who served as a United States Senator from Michigan from 1979 - 2015.
Carte Bleue (Blue Card) was a major debit card payment system operating in France.
In economics, cash is money in the physical form of currency, such as banknotes and coins.
A cash advance is a service provided by most credit card and charge card issuers.
A cashback reward program is an incentive program operated by credit card companies where a percentage of the amount spent is paid back to the card holder.
Caxton Associates is a global macro hedge fund founded by Bruce Kovner in 1983 and is headquartered in New York City.
Celluloids are a class of compounds created from nitrocellulose and camphor, with added dyes and other agents.
A charge card is a card that provides a payment method enabling the cardholder to make purchases which are paid for by the card issuer, to whom the cardholder becomes indebted.
A charge-off or chargeoff is the declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected.
Chargeback is the return of funds to a consumer, initiated by the issuing bank of the instrument used by a consumer to settle a debt.
Chargeback fraud, also known as friendly fraud, occurs when a consumer makes an online shopping purchase with their own credit card, and then requests a chargeback from the issuing bank after receiving the purchased goods or services.
A cheque, or check (American English; see spelling differences), is a document that orders a bank to pay a specific amount of money from a person's account to the person in whose name the cheque has been issued.
Cisco Systems, Inc. is an American multinational technology conglomerate headquartered in San Jose, California, in the center of Silicon Valley, that develops, manufactures and sells networking hardware, telecommunications equipment and other high-technology services and products.
Citibank is the consumer division of financial services multinational Citigroup.
Citizen's dividend is a proposed policy based upon the principle that the natural world is the common property of all persons (see Georgism).
Clerks is a 1994 American independent black-and-white comedy film written, directed, and co-produced by Kevin Smith.
The payment of commission as remuneration for services rendered or products sold is a common way to reward sales people.
Compulsive buying disorder (CBD), or oniomania (from Greek ὤνιος ṓnios "for sale" and μανία manía "insanity"), is characterized by an obsession with shopping and buying behavior that causes adverse consequences.
A consumer is a person or organization that use economic services or commodities.
Consumer organizations are advocacy groups that seek to protect people from corporate abuse like unsafe products, predatory lending, false advertising, astroturfing and pollution.
A controlled payment number is an alias for a credit card number, with a limited number of transactions, and an expiration date between two and twelve months from the issue date.
The counterfeit means to imitate something.
A credit bureau is a collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, Special Accessing Entity in the Philippines, and also to private lenders.
A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder's promise to the card issuer to pay them for the amounts so paid plus the other agreed charges.
The Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 is a federal statute passed by the United States Congress and signed by U.S. President Barack Obama on May 22, 2009.
Credit card fraud is a wide-ranging term for theft and fraud committed using or involving a payment card, such as a credit card or debit card, as a fraudulent source of funds in a transaction.
Credit card hijacking is a form of credit card fraud and the term is used when a person’s credit card is used by some unauthorized person (e.g. a thief or overaggressive vendor) to buy goods or services.
Credit card interest is the principal way in which credit card issuers generate revenue.
A credit history is a record of a borrower's responsible repayment of debts.
A credit rating agency (CRA, also called a ratings service) is a company that assigns credit ratings, which rate a debtor's ability to pay back debt by making timely interest payments and the likelihood of default.
A credit risk is the risk of default on a debt that may arise from a borrower failing to make required payments.
A debit card (also known as a bank card, plastic card or check card) is a plastic payment card that can be used instead of cash when making purchases.
Debit card cashback (also known as cash out in Australia and New Zealand) is a service offered to retail customers whereby an amount is added to the total purchase price of a transaction paid by debit card and the customer receives that amount in cash along with the purchase.
Debt is when something, usually money, is owed by one party, the borrower or debtor, to a second party, the lender or creditor.
Debt collection is the process of pursuing payments of debts owed by individuals or businesses.
Dee Ward Hock (born March 21, 1929) is the founder and former CEO of the Visa credit card association.
A deposit account is a savings account, current account or any other type of bank account that allows money to be deposited and withdrawn by the account holder.
Diabetes mellitus (DM), commonly referred to as diabetes, is a group of metabolic disorders in which there are high blood sugar levels over a prolonged period.
A digital card, virtual card or cloud card is an online hosted, digital virtual representation of any plastic card or a generic identification method in IdM (Identity Management).
Digital currency (digital money or electronic money or electronic currency) is a type of currency available only in digital form, not in physical (such as banknotes and coins).
Diners Club International (DCI), founded as Diners Club, is a charge card company owned by Discover Financial Services.
The Discover Card is a credit card issued primarily in the United States.
"Dog tag" is an informal but common term for the type of identification tag worn by military personnel.
Dragons' Den is a reality television program format in which entrepreneurs pitch their business ideas to a panel of venture capitalists in the hope of securing investment finance from them.
Dynamic currency conversion (DCC) or cardholder preferred currency (CPC) is a process whereby the amount of a Visa or MasterCard transaction is converted by a merchant or ATM to the currency of the payment card's country of issue at the point of sale.
E-commerce is the activity of buying or selling of products on online services or over the Internet.
Edward Bellamy (March 26, 1850 – May 22, 1898) was an American author and socialist, most famous for his utopian novel, Looking Backward, a tale set in the distant future of the year 2000.
Electronics is the discipline dealing with the development and application of devices and systems involving the flow of electrons in a vacuum, in gaseous media, and in semiconductors.
EMV is a payment method based upon a technical standard for smart payment cards and for payment terminals and automated teller machines that can accept them.
Entrepreneurship is the process of designing, launching and running a new business, which is often initially a small business.
Entrust Bankcard is a payment processing company based in Phoenix, Arizona in the United States.
Equifax Inc. is a consumer credit reporting agency.
Eurocard was a credit card, introduced in 1964 by a Swedish banker in the Wallenberg family as an alternative to American Express.
Exonumia are numismatic items (such as tokens, medals, or scrip) other than coins and paper money.
In common usage, an expense or expenditure is an outflow of money to another person or group to pay for an item or service, or for a category of costs.
Experian plc is a consumer credit reporting agency.
The Fair Credit Billing Act (FCBA) is a United States federal law enacted in 1974 as an amendment to the Truth in Lending Act (codified at et seq.). Its purpose is to protect consumers from unfair billing practices and to provide a mechanism for addressing billing errors in "open end" credit accounts, such as credit card or charge card accounts.
The Fair Credit Reporting Act, 15 U.S.C. § 1681 (“FCRA”) is U.S. Federal Government legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies.
The Federal Bureau of Investigation (FBI), formerly the Bureau of Investigation (BOI), is the domestic intelligence and security service of the United States, and its principal federal law enforcement agency.
The Federal Trade Commission (FTC) is an independent agency of the United States government, established in 1914 by the Federal Trade Commission Act.
Fiber or fibre (see spelling differences, from the Latin fibra) is a natural or synthetic substance that is significantly longer than it is wide.
The Financial Consumer Agency of Canada (FCAC) is an independent agency of the Government of Canada that enforces consumer protection legislation, regulations and industry commitments by federally regulated financial entities.
Financial management refers to the efficient and effective management of money (funds) in such a manner as to accomplish the objectives of the organization.
First Premier Bank, headquartered in Sioux Falls, South Dakota, is the 13th largest issuer of MasterCard brand credit cards in the United States.
A floor limit is the amount of money above which credit card transactions must be authorized.
Forgery is the process of making, adapting, or imitating objects, statistics, or documents with the intent to deceive for the sake of altering the public perception, or to earn profit by selling the forged item.
France, officially the French Republic (République française), is a sovereign state whose territory consists of metropolitan France in Western Europe, as well as several overseas regions and territories.
A frequent-flyer program (FFP) is a loyalty program offered by an airline.
Fresno (Spanish for "ash tree") is a city in California, United States, and the county seat of Fresno County.
Fundraising or fund raising (also known as "development") is the process of gathering voluntary contributions of money or other resources, by requesting donations from individuals, businesses, charitable foundations, or governmental agencies (see also crowd funding).
The Glass–Steagall legislation describes four provisions of the U.S.A Banking Act of 1933 separating commercial and investment banking.
In economics, goods are materials that satisfy human wants and provide utility, for example, to a consumer making a purchase of a satisfying product.
Goods are items that are tangible, such as pens, salt, apples, oganesson, and hats.
Google LLC is an American multinational technology company that specializes in Internet-related services and products, which include online advertising technologies, search engine, cloud computing, software, and hardware.
Handwriting is the writing done with a writing instrument, such as a pen or pencil, in the hand.
A hard disk drive (HDD), hard disk, hard drive or fixed disk is an electromechanical data storage device that uses magnetic storage to store and retrieve digital information using one or more rigid rapidly rotating disks (platters) coated with magnetic material.
Hollywood Shuffle is a 1987 satirical comedy film about the racial stereotypes of African Americans in film and television.
Holography is the science and practice of making holograms.
Home equity is the market value of a homeowner's unencumbered interest in their real property, that is, the difference between the home's fair market value and the outstanding balance of all liens on the property.
Identity theft is the deliberate use of someone else's identity, usually as a method to gain a financial advantage or obtain credit and other benefits in the other person's name, and perhaps to the other person's disadvantage or loss.
Interchange fee is a term used in the payment card industry to describe a fee paid between banks for the acceptance of card based transactions.
Interest is payment from a borrower or deposit-taking financial institution to a lender or depositor of an amount above repayment of the principal sum (i.e., the amount borrowed), at a particular rate.
An interest rate is the amount of interest due per period, as a proportion of the amount lent, deposited or borrowed (called the principal sum).
The International Air Transport Association (IATA) is a trade association of the world’s airlines.
The International Card Maunfacturers Association (ICMA) is a non-profit organization which represents companies and other organizations which manufacture, personalize and supply plastic cards.
Internet fraud is a type of fraud which makes use of the Internet.
An introductory rate (also known as a teaser rate) is an interest rate charged to a customer during the initial stages of a loan.
Ireland (Éire; Ulster-Scots: Airlann) is an island in the North Atlantic.
ISO/IEC 7812 Identification cards — Identification of issuers was first published by the International Organization for Standardization (ISO) in 1989.
ISO/IEC 7813 is an international standard codified by the International Organization for Standardization and International Electrotechnical Commission that defines properties of financial transaction cards, such as ATM or credit cards.
ISO/IEC JTC 1/SC 17/WG 1 is a working group within ISO/IEC JTC1 of the International Organization for Standardization (ISO) and the International Electrotechnical Commission (IEC), that facilitates standards development within the field of cards and personal identification.
An issuing bank is a bank that offers card association branded payment cards directly to consumers.
James Caan (born Nazim Khan, 28 December 1960) is a British-Pakistani entrepreneur and television personality.
Japan (日本; Nippon or Nihon; formally 日本国 or Nihon-koku, lit. "State of Japan") is a sovereign island country in East Asia.
(an initialism of the company's former name, Japan Credit Bureau) is a credit card company based in Tokyo, Japan.
JPMorgan Chase & Co. is an American multinational investment bank and financial services company headquartered in New York City.
Kevin Patrick Smith (born August 2, 1970) is an American filmmaker, actor, comedian, comic book writer, author, and podcaster.
Lawrence Edward Page (born March 26, 1973) is an American computer scientist and Internet entrepreneur who co-founded Google with Sergey Brin.
A late fee, also known as a late fine or a past due fee, is a charge fine against a client by a company or organization for not paying a bill or returning a rented or borrowed item by its due date.
In law, liable means "esponsible or answerable in law; legally obligated." Legal liability concerns both civil law and criminal law and can arise from various areas of law, such as contracts, torts, taxes, or fines given by government agencies.
A legislator (or lawmaker) is a person who writes and passes laws, especially someone who is a member of a legislature.
Leonard X. Bosack (born 1952) along with his former wife Sandy Lerner, is a co-founder of Cisco Systems, an American-based multinational corporation that designs and sells consumer electronics, networking and communications technology and services.
Life was an American magazine that ran regularly from 1883 to 1972 and again from 1978 to 2000.
A line of credit is credit source extended to a government, business or individual by a bank or other financial institution.
In finance, a loan is the lending of money by one or more individuals, organizations, and/or other entities to other individuals, organizations etc.
Lonely Planet is the largest travel guide book publisher in the world.
Looking Backward: 2000–1887 is a utopian science fiction novel by Edward Bellamy, a journalist and writer from Chicopee Falls, Massachusetts; it was first published in 1888.
Loyalty programs are structured marketing strategies designed by merchants to encourage customers to continue to shop at or use the services of businesses associated with each program.
A magnetic stripe card is a type of card capable of storing data by modifying the magnetism of tiny iron-based magnetic particles on a band of magnetic material on the card.
Mail order is the buying of goods or services by mail delivery.
Mastercard Incorporated (stylized as MasterCard from 1979 to 2016 and mastercard since 2016) is an American multinational financial services corporation headquartered in the Mastercard International Global Headquarters in Purchase, New York, United States.
A merchant is a person who trades in commodities produced by other people.
A merchant account is a type of bank account that allows businesses to accept payments in multiple ways, typically debit or credit cards.
A metal (from Greek μέταλλον métallon, "mine, quarry, metal") is a material (an element, compound, or alloy) that is typically hard when in solid state, opaque, shiny, and has good electrical and thermal conductivity.
Money is a magazine that is published by Meredith Corporation.
A monopoly (from Greek μόνος mónos and πωλεῖν pōleîn) exists when a specific person or enterprise is the only supplier of a particular commodity.
The National Retail Federation (NRF) is the world's largest retail trade association.
Numismatics is the study or collection of currency, including coins, tokens, paper money, and related objects.
The Office of Fair Trading (OFT) was a non-ministerial government department of the United Kingdom, established by the Fair Trading Act 1973, which enforced both consumer protection and competition law, acting as the United Kingdom's economic regulator.
The Office of the Comptroller of the Currency (OCC) is an independent bureau within the United States Department of the Treasury that was established by the National Currency Act of 1863 and serves to charter, regulate, and supervise all national banks and thrift institutions and the federal branches and agencies of foreign banks in the United States.
Offshore credit cards are credit cards issued by an offshore bank in a jurisdiction that is different from that of the cardholder.
In computer technology and telecommunications, online indicates a state of connectivity, and offline indicates a disconnected state.
Online banking, also known as internet banking, it is an electronic payment system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution's website.
Operating (Operational) costs are the expenses which are related to the operation of a business, or to the operation of a device, component, piece of equipment or facility.
Optoutprescreen.com is a joint venture among Equifax, Experian, Innovis, and TransUnion, allowing customers to opt out of receiving credit card solicitations by mail.
A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan, "regardless of whether repayment of loans is linked to a borrower's payday." The loans are also sometimes referred to as "cash advances," though that term can also refer to cash provided against a prearranged line of credit such as a credit card.
Payment cards are part of a payment system issued by financial institutions, such as bank, to a customer that enables its owner (the cardholder) to access the funds in the customer's designated bank accounts, or through a credit account and make payments by electronic funds transfer and access automated teller machines (ATMs).
Ebt can pin card number 5077190291713960 The Payment Card Industry Data Security Standard (PCI DSS) is an information security standard for organizations that handle branded credit cards from the major card schemes.
The Payment Card Industry Security Standards Council was originally formed by American Express, Discover Financial Services, JCB International, MasterCard and Visa Inc. on 7 September 2006, with the goal of managing the ongoing evolution of the Payment Card Industry Data Security Standard.
A payment card number, primary account number (PAN), or simply a card number, is the card identifier found on payment cards, such as credit cards and debit cards, as well as stored-value cards, gift cards and other similar cards.
A payment processor is a company (often a third party) appointed by a merchant to handle transactions from various channels such as credit cards and debit cards for merchant acquiring banks.
A payment terminal, also known as a point of sale terminal, credit card terminal, EFTPOS terminal (or a PDQ terminal which stands for "Process Data Quickly"), is a device which interfaces with payment cards to make electronic funds transfers.
The Portable Document Format (PDF) is a file format developed in the 1990s to present documents, including text formatting and images, in a manner independent of application software, hardware, and operating systems.
A personal identification number (PIN, pronounced "pin"; is often spoken out loud "PIN number" by mistake) is a numeric or alpha-numeric password or code used in the process of authenticating or identifying a user to a system and system to a user.
The point of sale (POS) or point of purchase (POP) is the time and place where a retail transaction is completed.
Polyvinyl chloride, also known as polyvinyl or '''vinyl''', commonly abbreviated PVC, is the world's third-most widely produced synthetic plastic polymer, after polyethylene and polypropylene.
In finance, a portfolio is a collection of investments held by an investment company, hedge fund, financial institution or individual.
Profit margin, net margin, net profit margin or net profit ratio is a measure of profitability.
Radio-frequency identification (RFID) uses electromagnetic fields to automatically identify and track tags attached to objects.
A receipt (also known as a bill of parcel, unpacking note, packaging slip, (delivery) docket, shipping list, packing list, packing slip, delivery list, manifest or customer receipt), is a document acknowledging that a person has received money or property in payment following a sale or other transfer of goods or provision of a service.
Reimbursement is the act of compensating someone for an out-of-pocket expense by giving them an amount of money equal to what was spent.
A revolving account is an account created by a lender to represent debts where the outstanding balance does not have to be paid in full every month by the borrower to the lender.
Revolving credit is a type of credit that does not have a fixed number of payments, in contrast to installment credit.
Richard Lawrence Hatch (May 21, 1945 – February 7, 2017) was an American actor, writer and producer.
Robert Townsend (born February 6, 1957) is an American actor, comedian, film director, and writer.
Sandy Lerner (born 1955) is an American businesswoman and philanthropist.
A savings account is a deposit account held at a retail bank that pays interest but cannot be used directly as money in the narrow sense of a medium of exchange (for example, by writing a cheque).
The Schumer box is a summary of the costs of a credit card in the United States.
Sergey Mikhaylovich Brin (Серге́й Миха́йлович Брин; born August 21, 1973) is a Russian-born American computer scientist and internet entrepreneur.
In economics, a service is a transaction in which no physical goods are transferred from the seller to the buyer.
In law, a settlement is a resolution between disputing parties about a legal case, reached either before or after court action begins.
Slate is an online magazine that covers current affairs, politics, and culture in the United States from a liberal perspective.
A smart card, chip card, or integrated circuit card (ICC), is any pocket-sized card that has embedded integrated circuits.
Stoozing is the act of borrowing money at an interest rate of 0%, a rate typically offered by credit card companies as an incentive for new customers.
A stored-value card is a payments card with a monetary value stored on the card itself, not in an external account maintained by a financial institution.
A tax (from the Latin taxo) is a mandatory financial charge or some other type of levy imposed upon a taxpayer (an individual or other legal entity) by a governmental organization in order to fund various public expenditures.
A telephone card, calling card or phonecard for short, is a credit card size plastic or paper card, used to pay for telephone services (often international or long distance calling).
Telephone tokens were a once widespread medium of exchange for people wanting to talk on public phones with someone before there were telephone cards to collect and use.
The First National City Charge Service, marketed as The Everything Card, was an early credit card introduced by First National City Bank (now Citibank) in the eastern United States in 1967.
The New York Times (sometimes abbreviated as The NYT or The Times) is an American newspaper based in New York City with worldwide influence and readership.
Trailing (also known as residual or two-cycle) is an interest method of balance calculation that allow companies to reach back into previous cycles to collect interest on balances already paid off.
Transport Layer Security (TLS) – and its predecessor, Secure Sockets Layer (SSL), which is now deprecated by the Internet Engineering Task Force (IETF) – are cryptographic protocols that provide communications security over a computer network.
TransUnion is a consumer credit reporting agency.
The Truth in Lending Act (TILA) of 1968 is a United States federal law designed to promote the informed use of consumer credit, by requiring disclosures about its terms and cost to standardize the manner in which costs associated with borrowing are calculated and disclosed.
Tuition payments, usually known as tuition in American English and as tuition fees in Commonwealth English, are fees charged by education institutions for instruction or other services.
A typewriter ribbon or ink ribbon is an expendable module serving the function of transferring pigment to paper in various devices for impact printing.
U.S. Immigration and Customs Enforcement (ICE) is a law enforcement agency of the Federal government of the United States under the jurisdiction of the Department of Homeland Security (DHS).
The UK Payments Administration Ltd (UKPA) is a United Kingdom service company that provides people, facilities and expertise to the UK payments industry.
The Unfair Terms in Consumer Contracts Regulations 1999 is an old UK statutory instrument, which had implemented the EU (then EEC) Unfair Consumer Contract Terms Directive into domestic law.
UnionPay, also known as China UnionPay or by its abbreviation, CUP, is a Chinese financial services corporation headquartered in Shanghai, China.
The United Kingdom of Great Britain and Northern Ireland, commonly known as the United Kingdom (UK) or Britain,Usage is mixed with some organisations, including the and preferring to use Britain as shorthand for Great Britain is a sovereign country in western Europe.
The United States of America (USA), commonly known as the United States (U.S.) or America, is a federal republic composed of 50 states, a federal district, five major self-governing territories, and various possessions.
The United States Congress is the bicameral legislature of the Federal government of the United States.
The United States Postal Inspection Service (USPIS) is the law enforcement arm of the United States Postal Service.
The United States Secret Service (also USSS or Secret Service) is a federal law enforcement agency under the U.S. Department of Homeland Security, charged with conducting criminal investigations and protecting the nation's leaders.
Universal Air Travel Plan, Inc. (UATP) is the airline owned payment network accepted by thousands of merchants for air, rail, hotel and travel agency payments.
Universal default is the term for a practice in the financial services industry in the United States for a particular lender to change the terms of a loan from the normal terms to the default terms (i.e. the terms and rates given to those who have missed payments on a loan) when that lender is informed that their customer has defaulted with another lender, even though the customer has not defaulted with the first lender.
Usury is, as defined today, the practice of making unethical or immoral monetary loans that unfairly enrich the lender.
Visa Inc. (also known as Visa, stylized as VISA) is an American multinational financial services corporation headquartered in Foster City, California, United States.
Walmart Inc. (formerly branded as Wal-Mart Stores, Inc.) is an American multinational retail corporation that operates a chain of hypermarkets, discount department stores, and grocery stores.
A watermark is an identifying image or pattern in paper that appears as various shades of lightness/darkness when viewed by transmitted light (or when viewed by reflected light, atop a dark background), caused by thickness or density variations in the paper.
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