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Insurance policy

Index Insurance policy

In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the insured, known as the policyholder, which determines the claims which the insurer is legally required to pay. [1]

28 relations: American Association of Insurance Services, Boilerplate text, Cause of action, Caveat emptor, Conglomerate (company), Contract, Directors and officers liability insurance, Finite risk insurance, HeinOnline, Home insurance, Indemnity, Insurance, Insurance bad faith, Insurance Services Office, Law, Parol evidence rule, Preferred provider organization, Presentation folder, Robert Keeton, Second Industrial Revolution, Standard form contract, Supreme Court of California, Teamster, Tort, Tower of Babel, Uberrima fides, Umbrella insurance, United States.

American Association of Insurance Services

The American Association of Insurance Services (AAIS) is a national insurance advisory organization in the United States.

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Boilerplate text

Boilerplate text, or simply boilerplate, is any written text (copy) that can be reused in new contexts or applications without being changed much from the original.

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Cause of action

A cause of action, in law, is a set of facts sufficient to justify a right to sue to obtain money, property, or the enforcement of a right against another party.

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Caveat emptor

Caveat emptor is Latin for "Let the buyer beware" (from caveat, "may he beware", a subjunctive form of cavēre, "to beware" + ēmptor, "buyer").

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Conglomerate (company)

A conglomerate is the combination of two or more corporations operating in entirely different industries under one corporate group, usually involving a parent company and many subsidiaries.

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A contract is a promise or set of promises that are legally enforceable and, if violated, allow the injured party access to legal remedies.

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Directors and officers liability insurance

Directors and officers liability Insurance (often called "D&O") is liability insurance payable to the directors and officers of a company, or to the organization(s) itself, as indemnification (reimbursement) for losses or advancement of defense costs in the event an insured suffers such a loss as a result of a legal action brought for alleged wrongful acts in their capacity as directors and officers.

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Finite risk insurance

Finite risk insurance is the term applied within the insurance industry to describe an alternative risk transfer product that is typically a multi-year insurance contract where the insurer bears limited underwriting, credit, investment and timing risk.

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HeinOnline (HOL) is an internet database service launched in 2000 by William S. Hein & Co., Inc.

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Home insurance

Home insurance, also commonly called homeowner's insurance (often abbreviated in the US real estate industry as HOI), is a type of property insurance that covers a private residence.

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Indemnity is a contractual obligation of one party (indemnitor) to compensate the loss occurred to the other party (indemnitee) due to the act of the indemnitor or any other party.

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Insurance is a means of protection from financial loss.

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Insurance bad faith

Insurance bad faith is a legal term of art unique to the law of the United States (but with parallels elsewhere, particularly Canada) that describes a tort claim that an insured person may have against an insurance company for its bad acts.

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Insurance Services Office

Insurance Services Office, Inc. (ISO), a subsidiary of Verisk Analytics, is a provider of statistical, actuarial, underwriting, and claims information and analytics; compliance and fraud identification tools; policy language; information about specific locations; and technical services.

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Law is a system of rules that are created and enforced through social or governmental institutions to regulate behavior.

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Parol evidence rule

The parol evidence rule is a rule in the Anglo-American common law regarding contracts, and governs what kinds of evidence parties to a contract dispute can introduce to identify the specific terms of a contract.

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Preferred provider organization

In health insurance in the United States, a preferred provider organization (or PPO, sometimes referred to as a participating provider organization or preferred provider option) is a managed care organization of medical doctors, hospitals, and other health care providers who have agreed with an insurer or a third-party administrator to provide health care at reduced rates to the insurer's or administrator's clients.

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Presentation folder

A presentation folder is a kind of folder that holds loose papers or documents together for organization and protection.

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Robert Keeton

Robert Ernest Keeton (December 16, 1919 – July 2, 2007) was an American lawyer, jurist, and legal scholar.

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Second Industrial Revolution

The Second Industrial Revolution, also known as the Technological Revolution, was a phase of rapid industrialization in the final third of the 19th century and the beginning of the 20th.

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Standard form contract

A standard form contract (sometimes referred to as a contract of adhesion, a leonine contract, a take-it-or-leave-it contract, or a boilerplate contract) is a contract between two parties, where the terms and conditions of the contract are set by one of the parties, and the other party has little or no ability to negotiate more favorable terms and is thus placed in a "take it or leave it" position.

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Supreme Court of California

The Supreme Court of California is the court of last resort in the courts of the State of California.

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A teamster, in modern American English, is a truck driver, or a member of the International Brotherhood of Teamsters, a labor union in the United States and Canada.

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A tort, in common law jurisdictions, is a civil wrong that causes a claimant to suffer loss or harm resulting in legal liability for the person who commits the tortious act.

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Tower of Babel

The Tower of Babel (מִגְדַּל בָּבֶל, Migdal Bāḇēl) as told in Genesis 11:1-9 is an origin myth meant to explain why the world's peoples speak different languages.

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Uberrima fides

Uberrima fides (sometimes seen in its genitive form uberrimae fidei) is a Latin phrase meaning "utmost good faith" (literally, "most abundant faith").

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Umbrella insurance

Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies.

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United States

The United States of America (USA), commonly known as the United States (U.S.) or America, is a federal republic composed of 50 states, a federal district, five major self-governing territories, and various possessions.

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Insurance Policy, Insurance contract, Insurance contracts, Insurance cover, Insurance policies.


[1] https://en.wikipedia.org/wiki/Insurance_policy

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