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10 relations: Alt-A, Asset-based lending, Bridge loan, Collateral (finance), Conforming loan, Credit, Creditor, Hard money loan, Loan, Subprime lending.
Alt-A
An Alt-A mortgage, short for Alternative A-paper, is a type of U.S. mortgage that, for various reasons, is considered riskier than A-paper, or "prime", and less risky than "subprime," the riskiest category.
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Asset-based lending
Asset-based lending is any kind of lending secured by an asset.
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Bridge loan
A bridge loan is a type of short-term loan, typically taken out for a period of 2 weeks to 3 years pending the arrangement of larger or longer-term financing.
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Collateral (finance)
In lending agreements, collateral is a borrower's pledge of specific property to a lender, to secure repayment of a loan.
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Conforming loan
In the United States, a conforming loan is a mortgage loan that conforms to GSE (Fannie Mae and Freddie Mac) guidelines.
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Credit
Credit (from Latin credit, "(he/she/it) believes") is the trust which allows one party to provide money or resources to another party where that second party does not reimburse the first party immediately (thereby generating a debt), but instead promises either to repay or return those resources (or other materials of equal value) at a later date.
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Creditor
A creditor is a party (for example, person, organization, company, or government) that has a claim on the services of a second party.
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Hard money loan
A hard money loan is a specific type of asset-based loan financing through which a borrower receives funds secured by real property.
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Loan
In finance, a loan is the lending of money by one or more individuals, organizations, and/or other entities to other individuals, organizations etc.
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Subprime lending
In finance, subprime lending (also referred to as near-prime, subpar, non-prime, and second-chance lending) means making loans to people who may have difficulty maintaining the repayment schedule, sometimes reflecting setbacks, such as unemployment, divorce, medical emergencies, etc.
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Non Conforming Lenders, Non-conforming loans.
