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Credit card and Credit history

Shortcuts: Differences, Similarities, Jaccard Similarity Coefficient, References.

Difference between Credit card and Credit history

Credit card vs. Credit history

A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder's promise to the card issuer to pay them for the amounts so paid plus the other agreed charges. A credit history is a record of a borrower's responsible repayment of debts.

Similarities between Credit card and Credit history

Credit card and Credit history have 15 things in common (in Unionpedia): American Express, Annual percentage rate, Charge card, Credit bureau, Credit card, Credit history, Credit risk, Equifax, Experian, Fair Credit Reporting Act, Financial Consumer Agency of Canada, Identity theft, Interest rate, Office of Fair Trading, TransUnion.

American Express

The American Express Company, also known as Amex, is an American multinational financial services corporation headquartered in Three World Financial Center in New York City.

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Annual percentage rate

The term annual percentage rate of charge (APR), corresponding sometimes to a nominal APR and sometimes to an effective APR (or EAPR), is the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, etc.

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Charge card

A charge card is a card that provides a payment method enabling the cardholder to make purchases which are paid for by the card issuer, to whom the cardholder becomes indebted.

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Credit bureau

A credit bureau is a collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, Special Accessing Entity in the Philippines, and also to private lenders.

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Credit card

A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder's promise to the card issuer to pay them for the amounts so paid plus the other agreed charges.

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Credit history

A credit history is a record of a borrower's responsible repayment of debts.

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Credit risk

A credit risk is the risk of default on a debt that may arise from a borrower failing to make required payments.

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Equifax

Equifax Inc. is a consumer credit reporting agency.

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Experian

Experian plc is a consumer credit reporting agency.

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Fair Credit Reporting Act

The Fair Credit Reporting Act, 15 U.S.C. § 1681 (“FCRA”) is U.S. Federal Government legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies.

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Financial Consumer Agency of Canada

The Financial Consumer Agency of Canada (FCAC) is an independent agency of the Government of Canada that enforces consumer protection legislation, regulations and industry commitments by federally regulated financial entities.

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Identity theft

Identity theft is the deliberate use of someone else's identity, usually as a method to gain a financial advantage or obtain credit and other benefits in the other person's name, and perhaps to the other person's disadvantage or loss.

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Interest rate

An interest rate is the amount of interest due per period, as a proportion of the amount lent, deposited or borrowed (called the principal sum).

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Office of Fair Trading

The Office of Fair Trading (OFT) was a non-ministerial government department of the United Kingdom, established by the Fair Trading Act 1973, which enforced both consumer protection and competition law, acting as the United Kingdom's economic regulator.

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TransUnion

TransUnion is a consumer credit reporting agency.

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The list above answers the following questions

Credit card and Credit history Comparison

Credit card has 210 relations, while Credit history has 44. As they have in common 15, the Jaccard index is 5.91% = 15 / (210 + 44).

References

This article shows the relationship between Credit card and Credit history. To access each article from which the information was extracted, please visit:

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