Faster access than browser!
44 relations: Algorithm, Alternative data, American Express, Annual percentage rate, Bank, Bank of Spain, Blockchain, Central bank, Charge card, Churning (finance), Comparison of free credit report websites, Consumer Financial Protection Bureau, Credit bureau, Credit card, Credit counseling, Credit history, Credit rating, Credit risk, Credit score, Credit score in the United States, Credit zombie, Creditor, Equifax, Equifax Canada, Experian, Fair and Accurate Credit Transactions Act, Fair Credit Reporting Act, Fair Debt Collection Practices Act, FICO, Financial Consumer Agency of Canada, Financial services, Government of Canada, Identity theft, Institution, Interest rate, Loophole, Office of Fair Trading, Probability, Remortgage, Risk-based pricing, Seasoned tradeline, Spain, Trade secret, TransUnion.
Algorithm
In mathematics and computer science, an algorithm is an unambiguous specification of how to solve a class of problems.
New!!: Credit history and Algorithm · See more »
Alternative data
In economic policy, alternative data refers to the inclusion of non-financial payment reporting data in credit files, such as telecom and energy utility payments.
New!!: Credit history and Alternative data · See more »
American Express
The American Express Company, also known as Amex, is an American multinational financial services corporation headquartered in Three World Financial Center in New York City.
New!!: Credit history and American Express · See more »
Annual percentage rate
The term annual percentage rate of charge (APR), corresponding sometimes to a nominal APR and sometimes to an effective APR (or EAPR), is the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, etc.
New!!: Credit history and Annual percentage rate · See more »
Bank
A bank is a financial institution that accepts deposits from the public and creates credit.
New!!: Credit history and Bank · See more »
Bank of Spain
The Bank of Spain (Banco de España), is the central bank of Spain.
New!!: Credit history and Bank of Spain · See more »
Blockchain
A blockchain, originally block chain, is a continuously growing list of records, called blocks, which are linked and secured using cryptography.
New!!: Credit history and Blockchain · See more »
Central bank
A central bank, reserve bank, or monetary authority is an institution that manages a state's currency, money supply, and interest rates.
New!!: Credit history and Central bank · See more »
Charge card
A charge card is a card that provides a payment method enabling the cardholder to make purchases which are paid for by the card issuer, to whom the cardholder becomes indebted.
New!!: Credit history and Charge card · See more »
Churning (finance)
Churning is the practice of executing trades for an investment account by a salesman or broker in order to generate commission from the account.
New!!: Credit history and Churning (finance) · See more »
Comparison of free credit report websites
The following chart compares websites that provide U.S. credit reports and/or credit scores for free.
New!!: Credit history and Comparison of free credit report websites · See more »
Consumer Financial Protection Bureau
The Consumer Financial Protection Bureau (CFPB) is an agency of the United States government responsible for consumer protection in the financial sector.
New!!: Credit history and Consumer Financial Protection Bureau · See more »
Credit bureau
A credit bureau is a collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, Special Accessing Entity in the Philippines, and also to private lenders.
New!!: Credit history and Credit bureau · See more »
Credit card
A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder's promise to the card issuer to pay them for the amounts so paid plus the other agreed charges.
New!!: Credit history and Credit card · See more »
Credit counseling
Credit counseling (known in the United Kingdom as Debt counselling) is commonly a process that is used to help individual debtors with debt settlement through education, budgeting and the use of a variety of tools with the goal to reduce and ultimately eliminate debt.
New!!: Credit history and Credit counseling · See more »
Credit history
A credit history is a record of a borrower's responsible repayment of debts.
New!!: Credit history and Credit history · See more »
Credit rating
A credit rating is an evaluation of the credit risk of a prospective debtor (an individual, a business, company or a government), predicting their ability to pay back the debt, and an implicit forecast of the likelihood of the debtor defaulting.
New!!: Credit history and Credit rating · See more »
Credit risk
A credit risk is the risk of default on a debt that may arise from a borrower failing to make required payments.
New!!: Credit history and Credit risk · See more »
Credit score
A credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of an individual.
New!!: Credit history and Credit score · See more »
Credit score in the United States
A credit score in the United States is a number representing the creditworthiness of a person, the likelihood that person will pay his or her debts.
New!!: Credit history and Credit score in the United States · See more »
Credit zombie
In the United States, a credit zombie is a person who has been erroneously declared dead by the Social Security Administration by being listed in its Death Master File (commercially known as the Social Security Death Index).
New!!: Credit history and Credit zombie · See more »
Creditor
A creditor is a party (for example, person, organization, company, or government) that has a claim on the services of a second party.
New!!: Credit history and Creditor · See more »
Equifax
Equifax Inc. is a consumer credit reporting agency.
New!!: Credit history and Equifax · See more »
Equifax Canada
Equifax Canada Inc is one of 2 agencies (the other being TransUnion Canada) providing credit bureau and information reports for businesses, including the financial sector.
New!!: Credit history and Equifax Canada · See more »
Experian
Experian plc is a consumer credit reporting agency.
New!!: Credit history and Experian · See more »
Fair and Accurate Credit Transactions Act
The Fair and Accurate Credit Transactions Act of 2003 (abbreviated FACT Act or FACTA) is a United States federal law, passed by the United States Congress on November 22, 2003, and signed by President George W. Bush on December 4, 2003, as an amendment to the Fair Credit Reporting Act.
New!!: Credit history and Fair and Accurate Credit Transactions Act · See more »
Fair Credit Reporting Act
The Fair Credit Reporting Act, 15 U.S.C. § 1681 (“FCRA”) is U.S. Federal Government legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies.
New!!: Credit history and Fair Credit Reporting Act · See more »
Fair Debt Collection Practices Act
The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as –1692p, approved on September 20, 1977 (and as subsequently amended) is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that Act.
New!!: Credit history and Fair Debt Collection Practices Act · See more »
FICO
FICO (Fair Isaac Corporation), originally Fair, Isaac and Company, is a data analytics company based in San Jose, California focused on credit scoring services.
New!!: Credit history and FICO · See more »
Financial Consumer Agency of Canada
The Financial Consumer Agency of Canada (FCAC) is an independent agency of the Government of Canada that enforces consumer protection legislation, regulations and industry commitments by federally regulated financial entities.
New!!: Credit history and Financial Consumer Agency of Canada · See more »
Financial services
Financial services are the economic services provided by the finance industry, which encompasses a broad range of businesses that manage money, including credit unions, banks, credit-card companies, insurance companies, accountancy companies, consumer-finance companies, stock brokerages, investment funds, individual managers and some government-sponsored enterprises.
New!!: Credit history and Financial services · See more »
Government of Canada
The Government of Canada (Gouvernement du Canada), formally Her Majesty's Government (Gouvernement de Sa Majesté), is the federal administration of Canada.
New!!: Credit history and Government of Canada · See more »
Identity theft
Identity theft is the deliberate use of someone else's identity, usually as a method to gain a financial advantage or obtain credit and other benefits in the other person's name, and perhaps to the other person's disadvantage or loss.
New!!: Credit history and Identity theft · See more »
Institution
Institutions are "stable, valued, recurring patterns of behavior".
New!!: Credit history and Institution · See more »
Interest rate
An interest rate is the amount of interest due per period, as a proportion of the amount lent, deposited or borrowed (called the principal sum).
New!!: Credit history and Interest rate · See more »
Loophole
A loophole is an ambiguity or inadequacy in a system, such as a law or security, which can be used to circumvent or otherwise avoid the purpose, implied or explicitly stated, of the system.
New!!: Credit history and Loophole · See more »
Office of Fair Trading
The Office of Fair Trading (OFT) was a non-ministerial government department of the United Kingdom, established by the Fair Trading Act 1973, which enforced both consumer protection and competition law, acting as the United Kingdom's economic regulator.
New!!: Credit history and Office of Fair Trading · See more »
Probability
Probability is the measure of the likelihood that an event will occur.
New!!: Credit history and Probability · See more »
Remortgage
A remortgage (known as refinancing in the United States) is the process of paying off one mortgage with the proceeds from a new mortgage using the same property as security.
New!!: Credit history and Remortgage · See more »
Risk-based pricing
Risk-based pricing is a methodology adopted by many lenders in the mortgage and financial services industries.
New!!: Credit history and Risk-based pricing · See more »
Seasoned tradeline
A seasoned tradeline is a line of credit that the borrower has held open in good standing for a long period of time, typically at least 2 years.
New!!: Credit history and Seasoned tradeline · See more »
Spain
Spain (España), officially the Kingdom of Spain (Reino de España), is a sovereign state mostly located on the Iberian Peninsula in Europe.
New!!: Credit history and Spain · See more »
Trade secret
A trade secret is a formula, practice, process, design, instrument, pattern, commercial method, or compilation of information not generally known or reasonably ascertainable by others by which a business can obtain an economic advantage over competitors or customers.
New!!: Credit history and Trade secret · See more »
TransUnion
TransUnion is a consumer credit reporting agency.
New!!: Credit history and TransUnion · See more »
Redirects here:
Adverse Credit History, Adverse credit history, Bad credit, Broken credit, Company tracker, Credit Repair, Credit Report, Credit fixer, Credit fixing, Credit history (United States), Credit record, Credit records., Credit repair, Credit report, Credit reports, Good credit, International credit reports., Lifetime company tracker, No credit.
References
[1] https://en.wikipedia.org/wiki/Credit_history
