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Consumer Credit Act 1974

Index Consumer Credit Act 1974

The Consumer Credit Act 1974 is an Act of the Parliament of the United Kingdom that significantly reformed the law relating to consumer credit within the United Kingdom. [1]

59 relations: Act of Parliament, Acts of Parliament in the United Kingdom, Bailment, Bankruptcy Act 1914, BBC, Bill of sale, Board of Trade, Bond (finance), Citizens Advice, Co-operative and Community Benefit Societies and Credit Unions Act 1965, Common law, Commonwealth of Nations, Companies House, Consumer Credit Act 2006, County court, Credit, Credit broker, Credit risk, Department of Trade and Industry (United Kingdom), Director General of Fair Trading v First National Bank plc, English contract law, Enterprise Act 2002, Equity (law), European Union, Fair Trading Act 1973, Friendly society, Geoffrey Crowther, Baron Crowther, Geoffrey Howe, Hansard, High Court of Justice, Hire purchase, House of Lords, Industrial and provident society, Law of Property Act 1925, Law Society of England and Wales, Law Society of Northern Ireland, Legislation.gov.uk, Member of parliament, Mental Health Act 1959, Mortgage broker, Mortgage law, Norah Phillips, Baroness Phillips, Office of Fair Trading, Office of Public Sector Information, Parliament of the United Kingdom, Peddler, Personal property, Reading (legislature), Royal assent, Royal charter, ..., Scotland, Security (finance), Solicitor, Statutory instrument (UK), United Kingdom, United Kingdom general election, February 1974, United States, White paper, Wilson v Secretary of State for Trade and Industry. Expand index (9 more) »

Act of Parliament

Acts of Parliament, also called primary legislation, are statutes passed by a parliament (legislature).

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Acts of Parliament in the United Kingdom

In the United Kingdom, Acts of Parliament are primary legislation passed by the Parliament of the United Kingdom.

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Bailment

Bailment describes a legal relationship in common law where physical possession of personal property, or a chattel, is transferred from one person (the "bailor") to another person (the "bailee") who subsequently has possession of the property.

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Bankruptcy Act 1914

The Bankruptcy Act 1914 (4 & 5 Geo V, c 59) is an Act of the Parliament of the United Kingdom which formed the primary source of UK insolvency law for approximately 70 years.

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BBC

The British Broadcasting Corporation (BBC) is a British public service broadcaster.

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Bill of sale

A bill of sale is a document that transfers ownership of goods from one person to another.

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Board of Trade

The Board of Trade is a British government department concerned with commerce and industry, currently within the Department for International Trade.

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Bond (finance)

In finance, a bond is an instrument of indebtedness of the bond issuer to the holders.

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Citizens Advice

Citizens AdviceCitizens Advice is the operating name of The National Association of Citizens Advice Bureau which is the umbrella charity for a wider network of local advice centres.

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Co-operative and Community Benefit Societies and Credit Unions Act 1965

The Industrial and Provident Societies Act 1965 (c. 12) is an Act of the Parliament of the United Kingdom that received Royal Assent.

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Common law

Common law (also known as judicial precedent or judge-made law, or case law) is that body of law derived from judicial decisions of courts and similar tribunals.

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Commonwealth of Nations

The Commonwealth of Nations, often known as simply the Commonwealth, is an intergovernmental organisation of 53 member states that are mostly former territories of the British Empire.

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Companies House

Companies House is the United Kingdom's registrar of companies and is an executive agency and trading fund of Her Majesty's Government.

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Consumer Credit Act 2006

The Consumer Credit Act 2006 (c 14) is an Act of the Parliament of the United Kingdom intended to increase consumer protection when borrowing money.

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County court

A county court is a court based in or with a jurisdiction covering one or more counties, which are administrative divisions (subnational entities) within a country, not to be confused with the medieval system of county courts held by the High Sheriff of each county.

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Credit

Credit (from Latin credit, "(he/she/it) believes") is the trust which allows one party to provide money or resources to another party where that second party does not reimburse the first party immediately (thereby generating a debt), but instead promises either to repay or return those resources (or other materials of equal value) at a later date.

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Credit broker

In business and law, a credit broker is a company or individual that deals in brokerage of consumer credit.

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Credit risk

A credit risk is the risk of default on a debt that may arise from a borrower failing to make required payments.

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Department of Trade and Industry (United Kingdom)

The Department of Trade and Industry (DTI) was a United Kingdom government department formed on 19 October 1970.

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Director General of Fair Trading v First National Bank plc

Director General of Fair Trading v First National Bank plc is the leading case on the Unfair Terms in Consumer Contracts Regulations 1999.

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English contract law

English contract law is a body of law regulating contracts in England and Wales.

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Enterprise Act 2002

The Enterprise Act 2002 is an Act of the Parliament of the United Kingdom which made major changes to UK competition law with respect to mergers and also changed the law governing insolvency bankruptcy.

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Equity (law)

In jurisdictions following the English common law system, equity is the body of law which was developed in the English Court of Chancery and which is now administered concurrently with the common law.

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European Union

The European Union (EU) is a political and economic union of EUnum member states that are located primarily in Europe.

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Fair Trading Act 1973

The Fair Trading Act 1973 is an Act of the Parliament of the United Kingdom.

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Friendly society

A friendly society (sometimes called a mutual society, benevolent society, fraternal organization or ROSCA) is a mutual association for the purposes of insurance, pensions, savings or cooperative banking.

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Geoffrey Crowther, Baron Crowther

Geoffrey Crowther, Baron Crowther (13 May 1907 – 5 February 1972) was a British economist, journalist, educationalist and businessman.

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Geoffrey Howe

Richard Edward Geoffrey Howe, Baron Howe of Aberavon, (20 December 1926 – 9 October 2015), known from 1970 to 1992 as Sir Geoffrey Howe, was a British Conservative politician.

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Hansard

Hansard is the traditional name of the transcripts of Parliamentary Debates in Britain and many Commonwealth countries.

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High Court of Justice

The High Court of Justice is, together with the Court of Appeal and the Crown Court, one of the Senior Courts of England and Wales.

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Hire purchase

A hire purchase (HP) or known as installment plan in the United States is an arrangement whereby a customer agrees to a contract to acquire an asset by paying an initial installment (e.g. 40% of the total) and repays the balance of the price of the asset plus interest over a period of time.

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House of Lords

The House of Lords of the United Kingdom, also known as the House of Peers, is the upper house of the Parliament of the United Kingdom.

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Industrial and provident society

An industrial and provident society (IPS) was a legal entity for a trading business or voluntary organisation in the United Kingdom, the Republic of Ireland, and New Zealand.

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Law of Property Act 1925

The Law of Property Act 1925 is a statute of the United Kingdom Parliament.

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Law Society of England and Wales

The Law Society of England and Wales (officially The Law Society) is the professional association that represents and governs solicitors for the jurisdiction of England and Wales.

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Law Society of Northern Ireland

The Incorporated Law Society of Northern Ireland, commonly known as the Law Society of Northern Ireland, is a professional body established by Royal Charter granted on 10 July 1922 and whose powers and duties are to regulate the solicitors' profession in Northern Ireland with the aim of protecting the public.

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Legislation.gov.uk

Legislation.gov.uk, formerly the UK Statute Law Database, is the official web-accessible database of the statute law of the United Kingdom, hosted by The National Archives.

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Member of parliament

A member of parliament (MP) is the representative of the voters to a parliament.

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Mental Health Act 1959

The Mental Health Act 1959 was an act of the Parliament of the United Kingdom concerning England and Wales which had, as its main objectives, to abolish the distinction between psychiatric hospitals and other types of hospitals and to deinstituitionalise mental health patients and see them treated more by community care.

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Mortgage broker

A mortgage broker acts as an intermediary who brokers mortgage loans on behalf of individuals or businesses.

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Mortgage law

A mortgage is a security interest in real property held by a lender as a security for a debt, usually a loan of money.

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Norah Phillips, Baroness Phillips

Norah Mary Phillips, Baroness Phillips, JP (née Lusher; 12 August 1910 – 14 August 1992) was a British Labour politician.

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Office of Fair Trading

The Office of Fair Trading (OFT) was a non-ministerial government department of the United Kingdom, established by the Fair Trading Act 1973, which enforced both consumer protection and competition law, acting as the United Kingdom's economic regulator.

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Office of Public Sector Information

The Office of Public Sector Information (OPSI) is the body responsible for the operation of Her Majesty's Stationery Office (HMSO) and of other public information services of the United Kingdom.

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Parliament of the United Kingdom

The Parliament of the United Kingdom, commonly known as the UK Parliament or British Parliament, is the supreme legislative body of the United Kingdom, the Crown dependencies and overseas territories.

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Peddler

A peddler, in British English pedlar, also known as a canvasser, chapman, cheapjack, hawker, higler, huckster, monger, or solicitor, is a traveling vendor of goods.

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Personal property

Personal property is generally considered property that is movable, as opposed to real property or real estate.

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Reading (legislature)

A reading of a bill is a debate on the bill held before the general body of a legislature, as opposed to before a committee or an other group.

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Royal assent

Royal assent or sanction is the method by which a country's monarch (possibly through a delegated official) formally approves an act of that nation's parliament.

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Royal charter

A royal charter is a formal document issued by a monarch as letters patent, granting a right or power to an individual or a body corporate.

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Scotland

Scotland (Alba) is a country that is part of the United Kingdom and covers the northern third of the island of Great Britain.

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Security (finance)

A security is a tradable financial asset.

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Solicitor

A solicitor is a legal practitioner who traditionally deals with most of the legal matters in some jurisdictions.

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Statutory instrument (UK)

A statutory instrument (SI) is the principal form in which delegated legislation is made in Great Britain.

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United Kingdom

The United Kingdom of Great Britain and Northern Ireland, commonly known as the United Kingdom (UK) or Britain,Usage is mixed with some organisations, including the and preferring to use Britain as shorthand for Great Britain is a sovereign country in western Europe.

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United Kingdom general election, February 1974

The February 1974 United Kingdom general election was held on the 28th day of that month.

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United States

The United States of America (USA), commonly known as the United States (U.S.) or America, is a federal republic composed of 50 states, a federal district, five major self-governing territories, and various possessions.

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White paper

A white paper is an authoritative report or guide that informs readers concisely about a complex issue and presents the issuing body's philosophy on the matter.

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Wilson v Secretary of State for Trade and Industry

is a United Kingdom human rights, consumer protection and contract law case.

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Redirects here:

CCA 1974, Consumer credit licence.

References

[1] https://en.wikipedia.org/wiki/Consumer_Credit_Act_1974

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